The following chart is intended to be used solely as a tool to select an account with features that interests the consumer. Further information can be obtained by clicking on the account below or calling one of our Customer Service Representatives toll-free at (816) 782-7400. *A parent, guardian, or other adult is required to be a joint account holder for all minor accounts.
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Minimum Opening Deposit
$2,000
Minimum Balance Requirements
$2,000
Minimum Balance Fee
$8 minimum balance fee
Online Banking
Included
Mobile Banking
Included
Bill Pay
Included
Free Checks
No
E-Statement
Available
Paper Statement
Yes
Transaction Limitations
$2 excess debit fee per debit over 6 per statement cycle
Interest Bearing
Pays competitive interest rate based upon tiered balance. Contact us for current rate information.
ATM Card with Card Alerts
Yes
Minimum Opening Deposit
$2,000
Minimum Balance Requirements
$2,000
Minimum Balance Fee
$6 minimum balance fee
Online Banking
Included
Mobile Banking
Included
Bill Pay
Included
Free Checks
No
E-Statement
Available
Paper Statement
Yes
Transaction Limitations
Unlimited
Interest Bearing
Pays competitive interest rate based upon tiered balance. Contact us for current rate information.
Debit Card with Card Alerts
Yes
Available to individuals through 24 years of age with valid student ID
Minimum Opening Deposit
$100
Minimum Balance Requirements
$100
Minimum Balance Fee
$2 minimum balance fee, waived if account has 10 POS transactions or combined balance in checking / savings account
Online Banking
Included
Mobile Banking
Included
Bill Pay
Included
Free Checks
1st Box Free - Limited styles
E-Statement
Yes
Paper Statement
Not available
Transaction Limitations
$0.07 per check fee in excess of 15 per statement cycle
Interest Bearing
No
Debit Card with Card Alerts
Yes
Minimum Opening Deposit
$500
Interest Bearing
No
Minimum Balance Requirements
$1,000
Minimum Balance Fee
$4 minimum balance fee, waived if combined deposit balance of $1,000 or more
Online Banking
Included
Mobile Banking
Included
Bill Pay
Included
Free Checks
No
E-Statement
Available
Paper Statement
Yes
Transaction Limitations
Unlimited
Interest Bearing
No
Debit Card with Card Alerts
Yes
Minimum Opening Deposit
$100
Minimum Balance Requirements
$0
Minimum Balance Fee
$0
Online Banking
Included
Mobile Banking
Included
Bill Pay
Included
Free Checks
No
E-Statement
Available
Paper Statement
Yes
Transaction Limitations
$0.07 per check fee in excess of 40 per statement cycle
Interest Bearing
No
Debit Card with Card Alerts
Yes
Minimum Opening Deposit
$250
Minimum Balance Requirements
$500
Minimum Balance Fee
$2 minimum balance fee, waived if account has 1 direct deposit every statement cycle
Online Banking
Included
Mobile Banking
Included
Bill Pay
Included
Free Checks
No
E-Statement
Required
Paper Statement
Not available
Transaction Limitations
$0.07 per check in excess of 15 per statement cycle
Interest Bearing
No
Debit Card with Card Alerts
Yes
| ACCOUNT TYPE | MINIMUM OPENING DEPOSIT | MINIMUM BALANCE REQUIREMENTS | ACCOUNT SERVICES FEES & ADDITIONAL FEATURES |
|---|---|---|---|
| EZ Checking | $250 | $500 |
|
| Senior Checking Available to individuals 55 years of age or older or on SSA/Disability | $100 | $0 |
|
| Traditional Checking | $500 | $1,000 |
|
| Personal Interest Checking | $2,000 | $2,000 |
|
| Personal Money Market | $2,000 | $2,000 |
|
| Student Checking
Available to individuals through age 24 with valid student ID | $100 | $100 |
|
| ACCOUNT TYPE | MINIMUM OPENING DEPOSIT | MINIMUM BALANCE REQUIREMENTS | ACCOUNT SERVICES FEES & ADDITIONAL FEATURES |
|---|---|---|---|
| Personal Savings | $100 | $0 |
|
| Christmas Club | $5 | $0 |
|
| Youth Savings for minors through age 17 | $10 | $0 |
|
Goppert Financial Bank offers a variety of FDIC insured Certificates of Deposit with terms from 91 days to 5-years. Individual Retirement Accounts can invest in Certificates of Deposit with terms of 1 or 2 years. Call us for current interest rates.
We offer the latest technology when it comes to debit cards. With our EMV 3DS cards, we collaborate with the merchant each and every transaction to authenticate the cardholder’s identity before authorization occurs. This is just another step we are taking to ensure we offer the highest security for our customers’ money and personal information.
Debit cards are available to all Goppert Financial Bank customers with a checking account. Each of our branches can provide you with a debit card at account opening. We also offer debit cards specifically limited to ATM access for both checking and savings accounts. Call or stop by your local branch to learn more about all of the great perks with our debit cards through Digital Banking including:
3x the points
1x the points
Access your account to see how many points you’ve earned through online banking or your monthly statement at www.cardcenterdirect.com.
Redeem your reward points for Account Credits, Gift Cards, Travel, Entertainment and more.1
Additional Visa Benefits2
Fraud Protection
Visa’s Zero Liability Policy means you won’t be held responsible for any unauthorized charges made with your card or account information.3
Others
Including auto rental coverage, emergency cash, travel/emergency assistance, warranty manager and more.
Online Credit Card Control
View transactions, pay bills and track expenses.
Includes eStatements with 18 months of history.
Learn More about our competitive rates and fees.
Apply Online Today for a Simply Reward® Visa® Credit Card
Online Account Access – www.cardcenterdirect.com
Reward Points Redemption – www.cardcenterdirect.com
Customer Service – 1-800-821-5184
Cards issued by UMB Bank, n.a.
1. Cardholders earn three (3) points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn one (1) point per dollar on all other purchases. See Simply Rewards Rules for details.
2. If you are approved with a credit line that is equal to or greater than $5,000, a Visa Signature account will be issued, and if the credit line is less than $5,000, a Visa Platinum account will be issued. The benefits of Visa Platinum accounts differ from Visa Signature accounts. See Guide to Benefits and Cardholder Agreement that accompany your card for details. Certain terms and conditions apply.
3. Visa’s Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
See card application for important rate, fee and program information.
We offer a selection of sizes and prices for our safe deposit boxes. Call today to learn more!
To open a new safe deposit box or make changes to your existing box, please visit one of our local branches.